Short-Term Rental Insurance For Property Managers

Mitigate Risk,
Maximize Revenue.

Safely supports property managers with commercial short-term rental insurance and automated guest screening to protect your homeowners, your business, and your guests.
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With Safely, Homeowners Trust You

As a property manager, you know better than anyone that homeowner trust is the key to growing your short-term rental management portfolio. By choosing Safely, you get the coverage your business deserves and the protection your property owners can depend on. Having a provider you trust will help you attract new customers and retain existing relationships.

Your goal is to make homeowners' lives easier and protect their investments. Our goal is to do the same for you, all while helping you increase revenue. Here’s how we do it:

Simplify Operations

Safely seamlessly integrates with top property management systems (PMS) and has direct APIs for direct booking sites so all stays are automatically covered, saving you time.

Drive Revenue

You can markup the cost of insurance coverage to your guests by setting the price into your fees. You won’t have to pass that cost on to the homeowner, and you can even make a profit.

Keep Your 5-Star Rating

You never have to worry about potentially risking a bad review by involving a guest in a claim. We will keep your property and your reputation protected.

Cover Everyone

Unlike most insurance companies, we have three named parties on every stay - the property manager, the homeowner, and the guest.

Attract New Homeowners

We give you resources and tools to provide to homeowners you’re looking to do business with, to show them your commitment to protecting their investment.

File Claims Easily - Get Paid Faster

Filing a claim with us is easy and can be done in three steps. We cover everything from a broken wine glass to a broken bone. Our goal is to pay claims as quickly as possible, with 80% of claims paid in a week. Claims under $1,000 are typically paid out within 48 hours of being approved.

What Does Safely's Short-Term Rental Insurance Cover?

Safely’s commercial insurance policy covers guest-caused damage to the property's contents and structure and provides liability protection to the homeowner and property manager for guest injury.

Replacement cost up to $25,000 for personal property damaged by guests

Up to $1,000,000 for guest-caused structural damage, including labor and material costs

Up to $1,000,000 in homeowner and property manager liability coverage for guest injury

And, with complimentary guest screening included in every Safely policy, you know your guests are who they say they are.

Make a Claim in 3 Steps.

Step 1
Take pictures of the damage
Provide us with basic evidence. All you need to do is snap photos of the damage, provide a receipt or estimate for the cost(s) with a brief description and we can pursue your claim.
Step 2
Submit your
Our stress-free claims process means you don’t have to confront guests or get them to accept blame. Your guest reviews are safe, and you’ll receive a quicker response.
Step 3
Let us handle
the rest
We swiftly deal with your claim so you receive payouts fast. Make the repairs or replacements you need and you’ll soon be ready for your next guest.
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See What Satisfied Safely Customers Have to Say:

Frequently asked questions about vacation rental insurance for property managers.

A short-term rental property manager needs specialized insurance to cover property owners, renters, and themselves. Property managers need short-term rental insurance and business liability insurance underwritten by a specialized insurance provider.

Property managers need true short-term rental insurance coverage to protect guests, property owners, and themselves in the event of a claim for property damage or personal liability coverage. Traditional homeowners insurance policies typically don’t cover short-term rental guests or damage caused by them. 

Airbnb,, and VRBO insurance don’t provide property managers with coverage options for renters who have booked directly and they have many limitations on what incidents they actually do cover. 

Property managers may face expensive property damage and personal liability claims that could cost them their short-term rental property. Instead, they should get appropriate insurance coverage in addition to a home insurance policy from a specialized insurance company.

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