File claims easily, get paid faster.
Most claims are paid within a week, so a damaged property is back in service without a long wait for reimbursement.
Short-term rental insurance and guest screening from Safely.Short-Term Rental Insurance for
Short-Term Rental Insurance for
Property Managers
Mitigate risk. Maximize revenue.
Safely pairs guest verification with automated short-term rental insurance built to protect your business and support the homeowner relationships you depend on.
Request InformationRisk
The unique risks property managers face
Guest injury is the risk that can do the most damage and it’s the one Safely is built to prevent, not just insure against. Guest screening lowers the odds before a stay even starts. When something does happen, we move fast: immediate response and documentation, goodwill outreach to keep things from escalating, and medical payments to get guests care quickly. Defense and investigation costs sit outside your policy limits, claims files are kept for up to seven years, and adjoining-property damage is covered too, so one incident never becomes a bigger exposure than it has to be.
Homeowner Trust
Why property managers choose Safely for vacation rental insurance
Homeowner trust is what grows a management portfolio. Coverage your business can stand behind is what earns it, on every stay and every renewal conversation.
Simplify operations.
Safely integrates with leading property management systems so eligible stays are covered automatically.
Build it into your fees.
Structure the cost of coverage within your own fee model, in whatever way fits how your business already bills.
Protect your 5-star rating.
You never have to confront a guest to file a claim, so reviews and guest relationships stay intact.
Attract new homeowners.
Resources and tools you can share with prospective homeowners to show how their investment is protected.
Customize Your Coverage.
Safely provides over 50 options to meet the diverse needs of your properties.
Billing
How billing works
Safely invoices your management company directly, not your guests and not your homeowners. You decide how to structure the cost within your own fees, so billing stays inside the relationship you already manage.
Coverage
What Safely's STR insurance covers for property managers
Safely's commercial short-term rental insurance covers guest-caused damage to a property's contents and structure and provides limited liability protection for guest injury.
Replacement cost up to $25,000 for personal property damaged by guests
Up to $1,000,000 for guest-caused structural damage, including labor and materials
Up to $1,000,000 in limited liability coverage for guest injury
And, with guest screening, you know your guests are who they say they are.
Always On
How Safely works across your entire property management business
No tracking renewal dates.
No manual activation per booking.
No starting over for each new property.
Claims Made Simple
A claims process built for property management operations
File a Claim in 3 Steps
Step 1
Take pictures
Snap photos of the damage, add a receipt or estimate, and include a brief description.
Step 2
Submit your claim
There's no need to confront guests or chase blame, so your reviews stay protected. Claims must be filed within 60 days of checkout.
Step 3
We handle the rest
Our claims team works to process your claim quickly so you can make repairs and prepare for the next guest.
Most claims are paid within one week.
Claims-related information is provided by On Demand Insurance Agency, LLC.
What property managers say about Safely
Frequently asked questions about vacation rental insurance for property managers.
A short-term rental property manager needs specialized insurance to cover property owners, renters, and themselves. Property managers need short-term rental insurance and business liability insurance underwritten by a specialized insurance provider.
Property managers need true short-term rental insurance coverage to protect guests, property owners, and themselves in the event of a claim for property damage or personal liability coverage. Traditional homeowners insurance policies typically don’t cover short-term rental guests or damage caused by them.
Airbnb, Booking.com, and VRBO insurance don’t provide property managers with coverage options for renters who have booked directly and they have many limitations on what incidents they actually do cover.
Property managers may face expensive property damage and personal liability claims that could cost them their short-term rental property. Instead, they should get appropriate insurance coverage in addition to a home insurance policy from a specialized insurance company.