Short-Term Rental Insurance

Comprehensive Protection, Custom Coverage.

From property manager and homeowner liability for bodily injury to guest-caused structural damage and everything in between, Safely’s short-term rental insurance offers a custom solution to the unique challenges vacation rentals face. Don’t worry about what could go wrong. Prepare for it.
Get Safely

Owning or managing a short-term rental property can leave you vulnerable to costly damages and repairs.

Designed to give you the right coverage when you need it, Safely’s short-term rental insurance ensures that you, your home and its contents, and your guests are protected.

Safely offers commercial insurance for vacation rentals that complements and expands protection offered by your homeowner’s insurance. Claims made for guest-caused damage are considered commercial claims and may not be covered under your existing policy. That’s why having a short-term vacation rental policy in place helps protect your home and investment when you’re not there.

How does it work?

Safely’s commercial insurance policy covers on-site incidents, including property contents, structural property damage, and personal injury for homeowners, property managers, and guests.
Here’s how to get started:
2.
Sign up for Safely
3.
Determine your guest insurance fees
4.
Connect your property management system with Safely
5.
Set up the Safely fee
6.
Put the insurance in force during your guests' stay via one of Safely's property management system integrations
What’s Included With Safely’s
Short-Term Rental Insurance?
Up to $25,000 for property contents and belongings
Up to $1,000,000 for guest-caused structural property damage and liability
Complimentary Guest Screening
Quick and simple claims process
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Quick & Simple Claims Process

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.

Complimentary Guest Screening

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.

Up to $1,000,000 for structural property damage & bodily harm

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.

Up to $10,000 for property contents and belongings

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.