Short-Term Rental Insurance for Hosts & Homeowners Provided by Safely’s Affiliate, On Demand Insurance Agency, LLC (“On Demand”)

Your Vacation Home, Protected for
Guest-Caused Damage.

Commercial short-term rental insurance provided by On Demand puts hosts and homeowners first. We are committed to make available to you through On Demand protection for your property, your belongings, and your family’s future.
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The short-term rental insurance available through On Demand is custom-built for homeowners and hosts.

Host-First Protection

Home-sharing platforms like Airbnb and Vrbo are guest-first solutions, but at Safely, our priority is protecting you, the homeowner, and your property by making insurance available through On Demand to make sure each stay is safe and enjoyable for everyone.

Easy Claims Process

On Demand says: "With our quick and easy claims process, you avoid direct disputes with guests, and you never have to worry about a complex and confusing process. All you have to do is submit your claim, and we handle the rest."

Fast Payouts

On Demand advises that "Filing a claim with us is easy and can be done in three steps. The insurance provided by On Demand covers everything from a broken wine glass to a broken bone. Our goal is to pay claims as quickly as possible, with 80% of claims paid in a week. Claims under $1,000 are typically paid within 48 hours of being approved."

Automated Guest Screening

Once a reservation is accepted in your property management system, Safely begins the process of screening the primary guest to confirm their identity and cross-check against local, national, and international databases. This gives you the power to accept or deny a reservation - all while remaining compliant with the Federal Credit Reporting Act (FCRA).

What short-term rental insurance from On Demand covers

According to On Demand, its commercial insurance policy covers guest-caused damage to the property's contents and structure and provides liability protection to the homeowner and property manager for guest injury.

Property Contents

Replacement cost up to $10,000 for personal property damaged by guests

Structural Property Damage

Up to $1,000,000 for guest-caused structural damage, including labor and material costs

Bodily Harm

Up to $1,000,000 in homeowner and property manager liability coverage for guest injury
And, with complimentary guest screening included in every Safely policy, you know your guests are who they say they are.

On Demand's Process is 3 Easy Steps (The claim related information below is provided by On Demand)

Step 1
Take pictures of the damage
Provide the basic evidence. All you need to do is snap photos of the damage, provide a receipt or estimate for the cost(s) with a brief description and On Demand can pursue your claim.
Step 2
Submit your
The stress-free claims process means you don’t have to confront guests or get them to accept blame. Your guest reviews are safe, and you’ll receive a quicker response.
Step 3
Let On Demand handle the rest
Your claim is swiftly dealt with so you receive payouts fast. Make the repairs or replacements you need and you’ll soon be ready for your next guest.
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You may have some questions.

Vacation rental insurance is designed to protect your short-term rental property. Your homeowners insurance won’t provide any protection because the policies don’t cover commercial activity, and policies through Airbnb and other home-sharing platforms cater to guest needs. With Safely, we put you and your rental property first.

Your homeowners insurance policy covers your home’s structure, personal injury, theft, and damage to your property. When you rent out your home, you need specific home-sharing insurance that covers commercial activities. Homeowners insurance excludes this.

Our short-term rental insurance covers up to $1,000,000 in guest-caused structural damage and property manager and homeowner liability for guest bodily​ injury. It also covers stolen or damaged personal property – up to $10,000 for homeowners and $25,000 for property managers.

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